Santa Barbara Independent Real Estate 6/16/22

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INDEPENDENT REAL ESTATE JUNE 16, 2022 realestate.independent.com

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TEAM SCARBOROUGH FOR DETAILS, SEE PAGE 7


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1030 ARBOLADO ROAD, SANTA BARBARA 2BD/2BA; ±0.49 acres • $4,375,000 Laura Drammer, 805.448.7500 LIC# 01209580

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JUNE 16, 2022

OPEN SAT 1-3/SUN 11-1

2750 LATIGO DRIVE, SOLVANG 3BD/3BA; GH; ±20.07 acres • $3,950,000 Laura Drammer, 805.448.7500 LIC# 01209580

107 W QUINTO STREET, SANTA BARBARA 3BD/2½BA • $2,395,000 John Finseth, 805.403.3151 LIC# 01317331

OPEN SUN 1-3

OPEN SAT/SUN 1-4

425 WYOLA ROAD, SANTA BARBARA 3BD/2½BA • $1,750,000 Jeanne Palumbo, 805.689.1968 LIC# 00620622

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630 ROSKILDE ROAD, SOLVANG 2BD/2BA • $630,000 Randy Freed & Kellie Clenet, 805.895.1799 / 805.705.5334 LIC# 00624274 / 01434616

© 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

119 HOLLISTER RANCH ROAD, GAVIOTA 3BD/2BA; built in 2021; avocado orchard • $8,500,000 Laura Drammer / Cole Robbins, 805.448.7500 LIC# 01209580 / 199501434


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13800 HIGHWAY 101, GOLETA 4BD/5BA; ±3100 acres • $45,000,000 Kerry Mormann & Associates, 805.682.3242 LIC# 00598625

39250 ORTEGA HWY, SJ CAPISTRANO 4BD/3BA; ±1225 acres • $22,950,000 Jody Neal, 805.252.9267 LIC# 01995725

122 HOLLISTER RANCH, SB GOLETA N ±105 acres; 1/3 interest • $4,750,000 Ken Switzer, 805.680.4622 LIC# 01245644

7320 SANTOS RD, SANTA RITA HILLS 4 hms; vnyd; eques; ±30.71 acres • $4,750,000 Laura Drammer, 805.448.7500 LIC# 01209580

1447 REMINGTON DR, SANTA YNEZ 4BD/2BA • $2,400,000 Anderson / Hurst / Aitken, 805.618.8747 LIC# 01903215 / 00826530 / 00882496

1535 COUGAR RIDGE RD, BUELLTON 5BD/3½BA + office; ± 20.11 acres • $2,375,000 Laura Drammer, 805.448.7500 LIC# 01209580

O P E N S AT 2 - 4

2899 BUCKBOARD LN, SOLVANG 3BD/4BA + 2 ofcs; ±0.79 acres • $2,299,000 Cammy Godeck-Pinoli, 805.452.9725 LIC# 02074002

OPEN SUN 1-3

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O P E N S AT 1 1 - 1

JUNE 16, 2022

3065 LONG CANYON RD, SANTA YNEZ 3BD/3BA • $3,395,000 Claire Hanssen, 805.680.0929 LIC# 00887277

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© 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

at bhhscalifornia.com

523 MYRTLE CT, SOLVANG 4BD/2½BA; ±.39 acre • $1,850,000 L. Drammer / C. Godeck, 805.448.7500 LIC# 01209580 / 02074002

0A FOOTHILL RD, NEW CUYAMA ±50 acres • $1,500,000 Katya Sheets / Sunnie Maxwell, 805.708.2323 LIC# 02061444 / 01463861

210 E HIGHWAY 246, BUELLTON 2 homes; ±1 acre; river view lot • $1,250,000 Jamie Jo Sim, 805.689.5799 LIC# 01234347

5659 STINSON WY#101, GOLETA 3BD/2½BA • $1,250,000 Robert Walsmith Jr., 805.720.5362 LIC# 01932231

001 SWEENEY RD, LOMPOC ±81 acres • $725,000 Jody Neal, 805.252.9267 LIC# 01995725

2641 FLORENCE AVE, SANGER 3BD/3BA; ±17,080 sf • $675,000 Joe Lopez, 805.354.4642 LIC# 02088810

8300 FOOTHILL RD, NEW CUYAMA ±76.43 acres • $450,000 Katya Sheets / Sunnie Maxwell, 805.708.2323 LIC# 02061444 / 01463861

0B FOOTHILL RD, NEW CUYAMA ±40 acres • $250,000 Katya Sheets / Sunnie Maxwell, 805.708.2323 LIC# 02061444 / 01463861

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695 VIA HIERBA, SANTA BARBARA 6BD/6BA • $12,500,000 Team Scarborough, 805.331.1465 LIC# 01182792

500 MEADOW WOOD LN, MONTECITO UPPER 4BD/3BA + 2 offices • $6,650,000 Daniel Encell, 805.565.4896 LIC# 00976141

O P E N S AT 1 - 4 / S U N 1 : 3 0 - 4

870 ARCADY RD, MONTECITO 4BD/2BA + 2BD/1BA guest house • $4,500,000 Scott Williams, 805.451.9300 LIC# 00628741

840 IVY LN, SANTA BARBARA 4BD/2½BA; ±1 acre • $6,950,000 Daniel Encell, 805.565.4896 LIC# 00976141

O P E N S AT 1 2 - 4 / S U N 1 - 4

1405 ALAMEDA PADRE SERRA, RIVIERA 4BD/3BA • $3,795,000 The Easter Team, 805.570.0403 LIC# 00917775

29 SEAVIEW DR, MONTECITO 2BD/2BA; MontecitoShoresCondo.com • $3,175,000 Kathleen Winter, 805.451.4663 LIC# 01022891

1153 PALOMINO RD, SANTA BARBARA 3BD/2BA; ±1.43 acres • $2,995,000 Bartron Real Estate Group, 805.563.4054 LIC# 01005021

103 ALOSTA DR, CAMARILLO 5BD/6BA • $2,950,000 Sherry Zolfaghari, 805.386.3748 LIC# 01060866

28 ST FRANCIS WY, SAN ROQUE 5BD/4BA • $2,695,000 The Easter Team, 805.570.0403 LIC# 00917775

O P E N S AT 1 - 3 / S U N 2 - 4

O P E N S AT 1 - 3 / S U N 2 - 4

O P E N S AT 1 - 3 :3 0 / S U N 2 - 4

5130 OGAN RD, CARPINTERIA 4BD/4BA • $2,295,000 Yolanda Van Wingerden, 805.570.4965 LIC# 01308141

5140 OGAN RD, CARPINTERIA 4BD/2½BA • $2,195,000 Yolanda Van Wingerden, 805.570.4965 LIC# 01308141

1680 FREDENSBORG WY, SOLVANG 5BD/4½BA • $2,495,000 Claire Hanssen, 805.680.0929 LIC# 00887277

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1209 CIMA LINDA LN, MONTECITO 2BD/2½BA • $7,950,000 Cristal Clarke, 805.886.9378 LIC# 00968247

O P E N S AT 1 - 4 / S U N 1 2 - 4

JUNE 16, 2022

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O P E N S AT 1 2 - 4 / S U N 2 - 4

3923 LAGUNA BLANCA DR, HOPE RANCH 3BD/4BA; ±1.01 acres • $8,995,000 Nancy Kogevinas, 805.450.6233 LIC# 01209514

O P E N S AT 12 - 2 / S U N 1 - 3

1220 COAST VILLAGE RD#307, MONTECITO 2BD/2BA • $1,950,000 Deborah Samuel, 805.570.6680 LIC# 02119798

11 S SALINAS ST, SANTA BARBARA 3BD/2BA • $1,299,000 The Easter Team, 805.570.0403 LIC# 00917775

286 N KELLOGG AVE, GOLETA 3BD/2BA • $1,995,000 Steve Heller, 805.252.2749 LIC# 00929496 / 01317331

1412 PASEO DEL OCASO, STA BARBARA 2BD/2BA; ±1.10 acre • $1,995,000 Jeanne Palumbo, 805.689.1968 LIC# 00620622

O P E N S AT / S U N 2 - 4

1308 N SALSIPUEDES ST, STA BARBARA 2BD/1BA • $1,195,000 Kathy Strand Spieler, 805.895.6326 LIC# 00851281

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333 HARTNELL RD, ORCUTT 3BD/2BA • $695,000 Mathew Raab, 805.705.5486 LIC# 02063526

© 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

O P E N S AT / S U N 1 - 4


1911 Grand Avenue – Offered at $2,295,000

• City, mission and ocean views from breathtaking upper level primary suite • Roosevelt Elementary • 2-car garage and separate storage

OPEN HOUSES Thursday 6/16, 10AM-1PM Saturday 6/18, 1-3PM Sunday 6/19, 1-4PM

BETH GOODMAN

JAMIE SIM

(805) 455-1909 Beth@BartronGroup.com DRE#00966870

(805) 689-5799 JamieSim@BHHSCal.com DRE#01234347

©2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

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3 bedrooms; 2.75 bathrooms 2,120 sq. ft. set on 0.09 acres Privacy and charm at every turn Lower level studio - opportunities!

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• • • •

JUNE 16, 2022

Nestled into the Santa Barbara Riviera sits this 1920’s Craftsman gem, with privacy and charm that cannot be overstated. Reminiscent of a by-gone era with hints of European heritage and whimsy, wood floors, screen porches, picture windows, built-ins and custom details can be appreciated at every turn, all lovingly cared for by the same family for over 50 years. Listed as a three bedroom, three bath with 2,120 square feet, this home has a unique floor plan that allows for additional rooms and second-unit possibilities. Significant infrastructure and cosmetic upgrades were completed in the 1990’s when a Sunset Magazine award-winning kitchen was designed with an emphasis on the Norwegian roots of the long-time stewards. A spacious and awe-inspiring second story addition was also added to capture the breathtaking views of Santa Barbara including the Mission, Mesa and Ocean. Refreshingly uncommon and authentic, with thoughtful and playful touches that highlight the love that this home has received through the years, this property is not to be missed. Its walkability to town, the Mission Rose garden and an easy lock-andgo lifestyle make this a truly special property.

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1920’s Riviera Craftsman with Views


Hedge Fund Superstar Pete Muller Discusses Finance, Music, and Philanthropy

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INDEPENDENT REAL ESTATE

JUNE 16, 2022

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Text and photos by Gail Arnold

Jillian and Pete Muller

O

n May 25, Montecito resident Pete Muller held an album release party on the rooftop of the Kimpton Canary Hotel for Spaces, his recently released album recorded with his band The Kindred Souls. Throngs of his fans turned out, along with supporters of the nonprofit One805, which Muller introduced to his fans. Some guests, including myself, came out to see the secretive hedge fund superstar who turns out to be a talented musician. In a rare interview, Muller shared some morsels of info on his hedge fund and discussed music and philanthropy. In 1992, Muller joined Morgan Stanley, where he formed the wildly successful group Process Driven Trading, which used quantitative models to manage an investment portfolio. In 2013, because of the Volker Rule, he went out on his own, forming the hedge fund PDT Partners. According to Pensions & Investments, PDT has $8 billion in assets under management. This level of assets wouldn’t be so remarkable for a hedge fund, except that the majority of its assets are internal. By 2020, all external investors in its main fund, the Partners Fund, had been fully redeemed. Since then, the fund only invests the money of employees, former employees, and Muller. Two smaller funds, the Mosaic Fund and the Element Fund, have internal and external investors. When asked about PDT’s recent performance, Muller murmured, with a humble laugh, “We do okay; we do more than okay.” The karma of his interactions with investors, Muller relates, is paramount. He wants investors to say, “It was a great ride, and we wish we could keep going, but we understand.” SEC rules prohibit disclosure of hedge fund returns, but according to an undisclosed source, PDT gets Bernie Madoff returns without being a Ponzi scheme. A 2016 Forbes article, which contains about the only interview Muller has given on his finance career, stated that Muller was Morgan Stanley’s “super-secret weapon,” who quietly brought in big earnings each year. Asked about the lack of interviews, Muller related that when he was building his group, they figured out some secrets and didn’t want anybody to know about them. Publicity was never needed to get clients, Muller concedes: “We are lucky that way.” When he went out on his own, he took his 80-person staff with him, but his new firm needed more PhDs, and with his obscurity, he had some difficulty recruiting top PhD talent. So he agreed to the Forbes article for a recruitment tool, which worked brilliantly, and then he went back to secrecy. For the past few years, a big focus for Muller has been trying to figure out who is going to succeed him, noting that in the hedge fund industry, it has been very hard for a fund to continue its success once the founder steps down.

Pete Muller and The Kindred Souls

Fortunately, he shares, he has a team of amazing people who are very smart and love what they do. Muller does not fit the Wall Street stereotype at all — he’s exceedingly kind, warm, happy, casual, and relaxed. And he is much more interested in talking about his music than his hedge fund. He describes the music as “Americana with a rock soul vibe.” Spaces, his fifth album of original songs, is a varied collection of tunes that, according to Muller, “balances head and heart in equal measure, as it wrestles with questions of love, connection, purpose, and identity.” In the songwriting process, Muller shared that he goes as deep as possible in probing his feelings, and this depth is palpable in these songs. The album was produced by Rob Mathes (Bruce Springsteen, Elvis Costello, Elton John, Aretha Franklin, Sting), who, Muller relates, did some great arranging with strings and horns and pushed him in some fantastic ways. Songs from previous albums have gotten some good radio play, and just before the pandemic, Muller was doing 50 shows a year on tour — a level he hopes to get back to — as he loves playing in quiet listening rooms. The otherwise modest Muller shares that the hard part is getting people in the seats — typically, once people hear him and the band play, he said, they say, “Wow, come back. We want to hear more.” Muller writes songs, he shares, because sitting down at the piano is the best way he’s found to figure out what he is feeling and to express those feelings. When he first started writing, he felt that it was the only way to process a relationship breakup. Figuring out what one is really feeling inside, according to Muller, is the most important challenge for all of us. Songwriting has helped Muller with relationships, with being a dad, and with running his company. If you go through life not aware of your emotions or ignoring them, Muller relates, they will end up hijacking your brain. Through music, he gets in touch with what is going on inside before that can happen. When he started songwriting, he confesses with a chuckle, he thought, “Oh, my heart is broken — that has never happened to anyone before.” He has since grown as an artist, having learned to write songs that connect with people. It takes work — inspiration, Muller shares, is for amateurs. You need to write even if you don’t have the full inspiration. So in 2000, he started writing songs, and the next year, he began hosting a songwriting circle, where every week he would cook dinner, others would bring wine, and everyone brought a new song. Muller credits five years of this regimen with really helping him grow as a writer.

In the past few years, his songwriting has come in bursts, aided by Zoom sessions with other songwriters who commit to writing a song each week for five to seven weeks. Deadlines work for Muller. Running a successful hedge fund would be a demanding, full-time job for most people, leaving insufficient time for a musical career, but Muller loves working and creating and shares that he is not very good about having a lazy day. The creative process gives him energy especially, he relates, if it is lifting up and inspiring others. The nature of his hedge fund business enables him to be gone for weeks at a time to do his songwriting and touring. The way PDT Partners engages with markets, according to Muller, is much more like a research lab than a hedge fund. A team of nearly 40 super-smart PhDs spend a lot of time looking at data and building models to help predict the future prices of different financial assets. Unlike at the start of the business, now he doesn’t need to oversee the operation daily. The music and finance sides of his life, Muller maintains, balance each other. The joy and success that he has found in music has improved his ability to be a good leader at PDT. Muller attributes an earlier, difficult time in his life to the absence of music. While at Morgan Stanley in the 1990s, Muller relates that he was making more money than he ever dreamed he would, but he was unhappy, in part because of a relationship ending. After a sabbatical in 1999, he returned, working a few days a week, under an agreement that allowed for a gradual phase-out from the business and time for music. In that earlier, unhappy period, Muller had stopped playing music, which had made him lose balance. He resolved that going forward, music and finance would coexist. He began hosting the songwriting circle, put out a couple of albums, got married, and, in 2007, moved to Santa Barbara. The phase-out at PDT never happened — in 2006, he was back full-time, but since 2007, he has been running the company mostly from Santa Barbara, where he can balance work, family, music, and surfing. Muller and The Kindred Souls, whose members do not live locally, have no scheduled shows in Santa Barbara, but in the fall, Muller will do some solo/duo gigs at Local in Montecito.

For more on Muller’s music, go to petemuller.com. For more info on One805, go to one805.org. For Muller’s thoughts on philanthropy, please see the longer online version of the story at independent.com/ society.


Your Hope Ranch lifestyle awaits

JUNE 16, 2022

210 Las Palmas Offered at $4,295,000

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695 Via Hierba Offered at $12,500,000

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805.331.1465 Jim Scarborough | DRE#01182792 Ann Scarborough | DRE#01050902 Mckenzie Scarborough

Team Scarborough

© 2021 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.


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SAN MARCOS PASS

SANTA YNEZ

Grantwoods Property

Rancho San Marcos

Refugio Road Farm

14+/- ACRES | $14,000,000

297 +/- ACRES | $12,000,000

3BD | 2BA | $4,125,000

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4515Hwy154.com

1876NRefugioRd.com

B E R T R A N D D E G A B R I A C 805.570.3612

B R A D Y G R O U P 805.331.3053

P A T T Y C A S T I L L O 805.570.6593

NEW LISTING | SANTA YNEZ

NEW LISTING | SUMMERLAND

NEW LISTING | DOWNTOWN

Secret Gardens in Santa Ynez

Ocean View Home in Summerland

Charming Downtown Duplex

3BD | 2BA | $1,795,000

3BD | 2BA | $1,595,000

2BD | 2BA | $1,350,000

1370DeerTrailLn.com

2522Shelby.com

206WCota.com

P A T T Y M U R P H Y 805.680.8571

L A U R A C O L L E C T O R 805.451.2306

T H E O L I V E R S 805.680.6524

MONTECITO

2150TenAcreRd.com

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JUNE 16, 2022

OJAI

Montecito’s Finest Golf Club Home

J A S O N S I E M E N S 805.455.1165

3BD | 3BA/1PBA | $6,125,000 SANTA BARBARA REGION BROKERAGES | SANTA BARBARA | MONTECITO | SANTA YNEZ VALLEY

© 2022 Sotheby’s International Realty. All Rights Reserved. Sotheby’s International Realty® is a registered trademark and used with permission. Each Sotheby’s International Realty office is independently owned and operated, except those operated by Sotheby’s International Realty, Inc. All offerings are subject to errors, omissions, changes including price or withdrawal without notice. Equal Housing Opportunity. DRE License Numbers for All Featured Agents: Jason Siemens: 1886104 | Rosalie Zabilla: 1493361 | Bertrand de Gabriac: 1925983 | Mike Brady: 825140 | Patricia Castillo: 1917216 | Tyler Mearce: 1969409 | Dusty Baker: 1908615 | Patty Murphy: 766586 | Laura Collector: 1328234 | Christine Oliver: 949938 | Maureen McDermut: 1175027 | David Pringle: 02068477 | Micah Brady: 1219166


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Riviera Vista Home

Immaculate San Roque Home

Prime Montecito Lot

3BD | 3BA | $3,695,000

4BD | 2BA | $2,995,000

.77 +/- ACRES | $1,995,000

1020Newton.com

203CalleManzanita.com

319HotSprings.com

T Y L E R M E A R C E 805.450.3336 R E N E E M A R V I N 805.698.1590

D U S T Y B A K E R G R O U P 805.220.4210

D U S T Y B A K E R G R O U P 805.220.4210

NEW LISTING | CARPINTERIA

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Exclusive Polo Condo

Downtown Office Condo w/ Loft

Mission Oaks Living

2BD | 2BA | $1,200,000

1,691+/- SQ FT | $1,150,000

3BD | 2BA/1PBA | $829,000

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M A U R E E N M C D E R M U T 805.570.5545 M A U R E E N M A R T I N E Z 805.708.9773

D A V I D P R I N G L E 805.350.2140

B R A D Y G R O U P 805.331.3053

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NEW LISTING | RIVIERA

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11400TopaVista.com

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Upper Ojai Estate

R O S A L I E Z A B I L L A 805.455.3183

4BD | 3BA/1PBA | $3,900,000

SOTHEBYSREALTY.COM


JUST LISTED

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SAT 1–3PM

642 W De La Guerra

$1,375,000

Your opportunity to own this unique 1920’s California bungalow on the Westside. First time on the market in over 50 years. Lovingly maintained and crafted upgrades over the years. The original residence boasts many era archways, an inviting front porch and spacious living area with plenty of natural light. Enjoy a large primary with an ensuite bathroom. Spacious kitchen that opens to the dining room and interior laundry room for added convenience. Situated on a spacious R-2 lot with room for creativity near Santa Barbara’s modern amenities and downtown, yet moments from the Mesa, harbor and beaches.

Hitchcock + Associates Kat Hitchcock, Kylie Tersigni Kara Morison 805.351.2101 team@hitchcockre.com DRE 01932289/ 02066142 @hitchcockassociates

Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License number 01991628. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale or withdrawal without notice. No statement is made as to the accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.


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319 W Los Olivos St | Santa Barbara | 1BD/5BA DRE 00852118 | Offered at $1,849,000 Jeff Oien 805.895.2944

4949 Yaple Ave | Santa Barbara | 3BD/2BA DRE 01005773 | Offered at $1,350,000 Gregg Leach 805.886.9000

560 Toro Canyon Park Rd | Montecito | 6BD/10BA DRE 01447045 | Offered at $26,500,000 Riskin Partners Estate Group 805.565.8600

805 Ayala Ln | Montecito | 5BD/5BA DRE 01447045 | Offered at $23,500,000 Riskin Partners Estate Group 805.565.8600

770 Hot Springs Rd | Montecito | 7BD/7BA DRE 01447045 | Offered at $18,500,000 Riskin Partners Estate Group 805.565.8600

1547 Shoreline Dr | Santa Barbara | 5BD/7BA DRE 01447045 | Offered at $14,300,000 Riskin Partners Estate Group 805.565.8600

1220 Franklin Ranch Rd | Goleta | 3BD/5BA DRE 01463617 | Offered at $12,500,000 Knight Real Estate Group 805.895.4406

2255 Ortega Ranch Rd | Montecito | 3BD/4BA DRE 01447045 | Offered at $10,995,000 Riskin Partners Estate Group 805.565.8600

1922 Jelinda Dr | Santa Barbara | 3BD/4BA DRE 02125478 | Offered at $6,995,000 Casey Turpin 805.969.8900

2347 E Valley Rd | Montecito | 6BD/8BA DRE 01402612 | Offered at $5,995,000 Marcy Bazzani 805.717.0450

4815 Sandyland Rd Unit A | Carpinteria | 4BD/4BA DRE 01391451 | Offered at $3,975,000 Lynn Z Gates 805.705.4942

2460 Golden Gate | Summerland | 5BD/3BA DRE 01384768 | Offered at $2,650,000 Farideh Farinpour 805.708.3617

2340 Varley St | Summerland | 3BD/1BA DRE 00780607/01462628 | Offered at $2,495,000 Henderson/Madden 805.689.1066

555 E Montecito St | Santa Barbara | 3BD/4BA DRE 00545125 | Offered at $1,675,000 Tomi Spaw 805.698.7007

2646 Calle Real #1 & #2 | Santa Barbara | 5BD/2BA DRE 00475295 | Offered at $1,595,000 Loyd Applegate 805.570.4935

11

3599 Padaro Ln | Carpinteria | 5BD/6BA DRE 01397913 | Offered at $29,500,000 Emily Kellenberger 805.252.2773

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888 Lilac Dr | Montecito | 6BD/8BA DRE 01447045 | Offered at $33,500,000 Riskin Partners Estate Group 805.565.8600

JUNE 16, 2022

3165 Padaro Ln | Carpinteria | 7BD/9BA DRE 01447045 | Offered at $65,000,000 Riskin Partners Estate Group 805.565.8600

LOCALLY OWN ED | G LO BALLY C O N N ECT ED WE REAC H A GLO BAL AU D I E N C E T H ROUG H OU R EXC LUSIVE AFFILIAT ES LEARN M O RE AT VILLAG ES IT E .C O M All information provided is deemed reliable, but has not been verified and we do not guarantee it. We recommend that buyers make their own inquiries.


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MARCY BAZZANI

CRAWFORD SPEIER GROUP

805.717.0450 | marcy@villagesite.com villagesite.com | DRE 01402612

805.683.7335 | csgroup@villagesite.com csgroupsb.com | DRE 01440068

4750 CALLE CAMARADA

116 ORIZABA ROAD

1165 E. COTA STREET

5361 SANTA ROSA LANE

OFFERED AT $1,199,000

OFFERED AT $1,100,000

OFFERED AT $3,495,000 OFFERED AT $1,495,000

7922 RIO VISTA DRIVE

BOB CURTIS

CIMME EORDANIDIS

805.683.7333 | bob@villagesite.com soldonsantabarbara.com | DRE 00938841

805.722.8480 | cimme@villagesite.com villagesite.com | DRE 01745878

4066 SONRIENTE ROAD

4709 CALLE REINA

4701 VIA LOS SANTOS

280 SAVONA AVENUE

OFFERED AT $4,995,000 OFFERED AT $3,695,000

OFFERED AT $1,269,000

OFFERED AT $1,250,000

4531 CARRIAGE HILL DRIVE OFFERED AT $1,595,000

360 MORETON BAY LANE #3 OFFERED AT $720,000

373 NORTHGATE DRIVE #A OFFERED AT $599,000

12

INDEPENDENT REAL ESTATE

JUNE 16, 2022

realestate.independent.com

OFFERED AT $1,039,000

CARA GAMBERDELLA

ANNA HANSEN

805.680.3826 | cara@villagesite.com caragamberdella.com | DRE 01766267

805.901.0248 | annavillage.re@gmail.com venturahomesalestoday.com | DRE 01712742

202 SALIDA DEL SOL

202 VALLERIO AVENUE

5211 KEO DRIVE

1441 PORT DRIVE

3839 MARIANA WAY

332 FUERTE DRIVE

359 ZINK AVENUE

10066 WILLAMETTE STREET

OFFERED AT $2,395,000 OFFERED AT $1,395,000 OFFERED AT $1,150,000

OFFERED AT $1,095,000

OFFERED AT $1,295,000 OFFERED AT $715,000

OFFERED AT $624,592

OFFERED AT $632,280

2803 ANTONIO DRIVE #306 OFFERED AT $375,000

LOCALLY OWNED | GLOBALLY CONNECTED | LEARN MORE AT VILLAGESITE.COM | DRE 01206734 All information provided is deemed reliable, but has not been verified and we do not guarantee it. We recommend that buyers make their own inquiries.


We Proudly Congratulate These Fine Agents

For Their Outstanding Representation & Successful Closings

ANDY KATSEV

DAVID M. KIM

805.896.2010 | andy@villagesite.com sbrealestatesearch.com | DRE 01348655

805.296.0662 | david@villagesite.com dkgroupsb.com | DRE 01813897

1032 DIAMOND CREST

1060 LAS ALTURAS ROAD

OFFERED AT $2,495,000

349 ASH AVENUE #4 OFFERED AT $1,529,000

2937 HERMOSA ROAD OFFERED AT $1,495,000

OFFERED AT $3,149,000

2825 MIRADERO DRIVE OFFERED AT $2,150,000

314 W. DE LA GUERRA #C OFFERED AT $1,375,000

5080 RHOADS AVENUE #C

805.689.3277 | deja@villagesite.com villagesite.com | DRE 02074885

805.331.7402 | senerjones@villagesite.com villagesite.com | DRE 00978392

2860 WOODSTOCK ROAD

3245 CAMPANIL DRIVE

20149 GILMAN ROAD

450 PASEO DEL DESCANSO

OFFERED AT $2,450,000 OFFERED AT $599,000

OFFERED AT $7,000,000 OFFERED AT $2,195,000

3778 CENTER AVENUE OFFERED AT $2,000,000

1424 LAGUNA STREET #A OFFERED AT $1,595,000

realestate.independent.com

SENER JONES ASSOCIATES

JUNE 16, 2022

DEJA RABB

INDEPENDENT REAL ESTATE

OFFERED AT $965,000

13

CURTIS SWANN

ELIZABETH WAGNER

805.607.9709 | curtis@villagesite.com santabarbaraswan.com | DRE 02049218

805.895.1467 | elizabeth@villagesite.com ElizabethWagner.com | DRE 01440591

9540 GALLINA COURT

2952 VENTURA DRIVE

853 BRIARWOOD WAY

1196 EDGEMOUND DRIVE

5940 ENCINA ROAD UNIT 2

6168 CRAIGMONT DRIVE

OFFERED AT $1,675,000

OFFERED AT $1,399,000 OFFERED AT $625,000

OFFERED AT $1,750,000

OFFERED AT $1,695,000 OFFERED AT $1,315,000

2746 MIRADERO DRIVE OFFERED AT $1,095,000

WE REACH AN INTERNATIONAL AUDIENCE THROUGH OUR EXCLUSIVE AFFILIATES


realestate.independent.com JUNE 16, 2022 INDEPENDENT REAL ESTATE

14

1903 COYOTE CIR, MONTECITO Tuscan Mediterrean Montecito Estate. Gated for privacy, single story, ocean & mountain views, long driveway with lush landscape on .8 acres. Remodeled with much attention to detail. Iron work by Steve Handelman. 3 BD | 3 BA

Offered at $3,474,000

JO ANN MERMIS 805.895.5650 JoAnnMermis@bhhscal.com RealEstatebyJoAnn.com DRE 00891742

© 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.


Just Listed by the Easter Team

INDEPENDENT REAL ESTATE JUNE 16, 2022

1405 Alameda Padre Serra | Santa Barbara 93103 | $3,795,000

Feel instantly relaxed when you walk through the front door to take in the most awe-inspiring unobstructed views on the Santa Barbara Riviera. This 3 bedroom, 3 bathroom home with a den and an office sits on .84 acres. Enjoy breathtaking sunrises and sunsets over the ocean and sparkling views of the city lights at night.

15

PROPERTY HIGHLIGHTS: Unobstructed ocean, island, city views • Spacious backyard with deck and lawn • 3 entry level bedrooms Entry level primary bedroom with walk in closet • Dual living potential • Drive-through driveway and additional parking Close proximity to El Encanto, downtown Santa Barbara, and Montecito.

GLORIA EASTER DRE #00917775

JENNY EASTER DRE #01858581

BROOKE EBNER DRE #01923719

realestate.independent.com

Open House: June 16th, 10AM–1PM | June 17th, 4PM–7PM | June 18th, 12PM–4PM | June 19th, 1PM–4PM

TAYLOR PHILLIPS DRE #01912018

805.570.0403 | Associates@EasterTeamRealtors.com | EasterTeamRealtors.com

REAL Service . REAL People . REAL Trust. REAL ESTATE.

© 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.


Delivering concierge level service, always.

Steve Epstein

Kendrick Guehr

Brooke Williams

Stan Aslanian

Jedd Hewitt

David Vartabedian

DRE #994429

realestate.independent.com

DRE #1866069

Ryan Yack

DRE #2049534

DRE #1964065

DRE #19710222

DRE #2118814

DRE #1295316

Stan Krome

Kate Heitmann

DRE #967246

DRE #2160043

805.689.9339 TheEpsteinPartners.com

16

INDEPENDENT REAL ESTATE

JUNE 16, 2022

1235 Coast Village Road

Ajia Orozco Marketing

Roman

1503 Chapala Street

2535 & 2605 Bath Street RARE OPPORTUNITY: Desirable, centrally located property with TWO separate houses, each with hardwood floors, fireplace and generous private yards. These charming homes are surrounded by tall hedges and locked gates. The 3 bedroom, 2 bath home boast a large deck, outside kitchen and Hot Springs Spa. The second private, cute as a button, cottage has one bedroom, one bath and comes with an attached deck, gazebo and flagstone patio. Located within walking distance to Cottage Hospital and Oak Park, with a walk score of 72, this property has it all. Exceptional value for this R-M lot!

2535BathSt.com Offered at $1,750,000

Lic. #600029

OPEN HOUSES Saturday 6/18 & Sunday 6/19 Goleta

Santa Barbara

143 Kalley Dr., 3BD, 2BA, Sat & Sun 10-4, $1,375,000, Village Properties, Kristy Cuevas / Cara Gamberdella / Cimme Eordanidis 805-252-2657 / 805-6803826 / 805-722-8480, DRE#02158339 / #01766267 / #01745878

1924 Bath St #D, 3BD, 2BA, Sat 12-2, $1,125,000, Berkshire Hathaway HomeServices California Properties, Sarah Minc 805-680-1634, DRE#02143713 276 N. La Cumbre Rd, 3BD, 2BA, Sat & Sun 1-4, $1,400,000, Berkshire Hathaway HomeServices California Properties, John Comin 805-689-3078, DRE#00662357 425 Wyola Rd, 3BD, 3BA, Sun 1-3, $1,750,000, Berkshire Hathaway HomeServices California Properties, Jeanne Palumbo 805-689-1968, DRE#00620622 1911 Grand Ave, 3BD, 2.75BA, Sat 1-3 & Sun 1-4, $2,295,000, Berkshire Hathaway HomeServices California Properties, Jamie Jo Sim / Bartron Real Estate Group 805-689-5799 / 805-563-4054, DRE#01234347 / #01005021 107 W Quinto, 3BD, 2BA, Sat 1-3 & Sun 11-1, $2,395,000, Berkshire Hathaway HomeServices California Properties, Dawn Ziegler / John Finseth 805-5709573 / 805-403-3151, DRE#01086106 / #01317331 28 St Francis Way, 5BD, 4BA, Fri 2-6, Sat 1-4 & Sun 12-4, $2,695,000, Berkshire Hathaway HomeServices California Properties, Stefan Stojanovski / Brooke Ebner / Gloria Easter 805570-0640 / 805-453-7071 / 805-5700403, DRE#02112629 / #01923719 / #00917775 531 Chapala St #D, 2BD, 2.5BA, Sat & Sun 2-4, $2,850,000, Compass, Pippa Carson 805-883-8024, DRE#02098272

286 N Kellogg Ave, 3BD, 2BA, Sat 1-3:30 & Sun 2-4, $1,995,000, Berkshire Hathaway HomeServices California Properties, Steve Heller / John Finseth 805-252-2749 / 805-403-3151, DRE#00929496 / #01317331

The Mesa 1809 Cliff Drive #2, 2BD, 2BA, Sat 2-4, $1,695,000, Mike Richardson, Realtors, Kyle Richardson 805-680-3131, DRE#01902531 643 Ricardo Ave, 3Bd, 2BA, Sat & Sun 1-4, $3,495,000, Coldwell Banker Realty Montecito, Brisaly Balderas 805-3354726, DRE#02128318

The Riviera 1308 N Salsipuedes St, 2BD, 1BA, Sat & Sun 2-4, $1,195,000, Berkshire Hathaway HomeServices California Properties, Kathy Hughes 805-448-4881, DRE#00521702 1020 Newton Road, 3BD, 3BA, Sat & Sun 1-4, $3,695,000, Sotheby’s International Realty, Nico Pollero 805450-3552, DRE#02015085

2835 Gibraltar Road, 3BD, 3.5BA, Sat 12-2, $3,695,000, EXP Realty, Pehr Black 805-699-8844, DRE#02062827 1405 Alameda Padre Serra, 3BD, 3BA, Fri 4-7, Sat 12-4 & Sun 1-4, $3,795,000, Berkshire Hathaway HomeServices California Properties, Amanda Barba / Taylor Phillips 805-724-0850 / 805-5684955, DRE#02140336 / #01912018 129 Rametto Road, 5BD, 5BA, Sun 2-4, $9,975,000, Coldwell Banker Realty, Chris A Palme 805-448-3066, DRE#00989478

Upper East 11 S Salinas St, 3BD, 2BA, Fri 4-6:30, Sat 12-2 & Sun 1-3, $1,299,000, Berkshire Hathaway HomeServices California Properties, Sunnie Maxwell / Mia Wamsley / Katya Sheets 805252-9524 / 808-346-5442 / 805-7082322, DRE#01463861 / #02128088 / #02061444

Montecito 870 Arcady Rd, 4BD, 2BA, Sat 1-4 & Sun 1:30-4, $4,500,000, Berkshire Hathaway HomeServices California Properties, Scott Williams / Dan Johnson 805-4519300 / 805-985-5150, DRE#00628741 / #00609860 500 Meadow Wood Ln, 4BD, 3BA, Sat 12-4 & Sun 2-4, $6,650,000, Berkshire Hathaway HomeServices California Properties, Stefan Stojanovski / Rick Hannay 805-570-0640 / 805-451-6061, DRE#02112629 / #00967355 840 Ivy Ln, 4BD, 2.5BA, Sat & Sun 1-4, $6,950,000, Berkshire Hathaway HomeServices California Properties, Sina Omidi 805-689-7700, DRE#01944430

Carpinteria

5140 Ogan Rd, 4BD, 3BA, Sat 1-3 & Sun 2-4, $2,195,000, Berkshire Hathaway HomeServices California Properties, Yolanda Van Wingerden 805-570-4965, DRE#01308141 5130 Ogan Rd, 4BD, 4BA, Sat 1-3 & Sun 2-4, $2,295,000, Berkshire Hathaway HomeServices California Properties, Yolanda Van Wingerden 805-570-4965, DRE#01308141 3233 Serena Avenue, 3BD, 2.5BA, Sat & Sun 1-4, $2,950,000, Dynasty, Patrick Maiani 805-886-0799, DRE#01440541

Santa Ynez Valley

630 Roskilde Rd, 2BD, 2BA, Sat & Sun 1-4, $630,000, Berkshire Hathaway HomeServices California Properties, Tyler Henry / Andi Ruhge 805-705-6243 / 805895-5862, DRE#01892636 / #01965484 1538 Mountain View Dr, 3BD, 1BA, Sun 12-2, $939,000, Berkshire Hathaway HomeServices California Properties, Carole Colone 805-708-2580, DRE#01223216 210 E Hwy 246, 2 homes on ±1 acre, Sun 1-3, $1,250,000, Berkshire Hathaway HomeServices California Properties, Jamie Jo Sim 805-689-5799, DRE#01234347 523 Myrtle Ct, 4BD, 3BA, Sat 12-2, $1,850,000, Berkshire Hathaway HomeServices California Properties, Cammy Godeck-Pinoli 805-452-9725, DRE#02074002 REALTORS: Submit your open house listings at INDEPENDENT.COM/ OPENHOUSESUBMISSONS


INDEPENDENT REAL ESTATE JUNE 16, 2022

and working.

3 BD | 2 BA | 2,234 Sq Ft.

Offered at $2,495,000

KARINA MATIC 805.680.7701 KarinaMatic@bhhscal.com www.KarinaMatic.com DRE 01726170 © 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.

17

Welcome to the ‘’Nootimes House’’ (Oak tree House) named after the magnificent specimen reigning the beautiful backyard of this wonderful Bel Air Knolls Home. Located just a few minutes from the beach and with a microclimate that is the envy of any neighborhood in town, this 3 bedroom, 2 bathroom home is the perfect setting for your California dream living. The house enjoys bright natural light throughout, with its big windows and cathedral ceilings. The backyard patio is perfect for casual entertaining offering various spots for al fresco dining or just sitting around enjoying your ‘’ Lotus land’’ landscaped garden. The spacious three car garage plus an ample driveway gives you enough room for parking, storing

realestate.independent.com

1118 Manitou Road, Santa Barbara


NEW LISTING

18

INDEPENDENT REAL ESTATE

JUNE 16, 2022

realestate.independent.com

3211 Calle Noguera $1,895,000

AUSTIN JONES OPEN HOUSES

805-319-3305

Thu 6/16 11-1:30pm

www.omega805.com

Sat 6/18 12:30 - 3:30pm

@austin.j0nes

Fri 6/17 5-6:30pm

Sun 6/19 10 - 12pm


INDEPENDENT REAL ESTATE

Stunningly Classic

MONTECITO

JUNE 16, 2022

SOLD AT $9,782,800

Monterey Colonial style home with four bedrooms

realestate.independent.com

+ four and one half baths. Originally built in 1900 with enhanced historic charm. Set on a beautifully landscaped and usable 1.23 acres in Montecito’s Hedgerow neighborhood.

Working with a realtor team that's dynamic, innovative, and experienced will ensure you net the most money possible from the sale of your home. Our team is in the top 0.5% of all Santa Barbara Realtors with over $700M in sales. If you are considering selling your home, CALL US TODAY and put Glick Real Estate Associates to work for you!

CARMEN GALZERANO

RANDY GLICK

DRE License # 01953155

DRE License # 00950129

805.705.3080

805.689.7167

www.GlickRealEstateAssociates.com © 2021 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.

19

Serving the Santa Barbara Area for over 35 years.


realestate.independent.com JUNE 16, 2022

• 4 Bedrooms, 2.5 Baths • A pproximately 2,482 ± Sq. Ft. • 0.39± Acres • High Ceilings • Large Picture Windows • Open F loor plan with Kitchen, Family Room, and Breakfast Room • Se parate Large Living and Dining Rooms • Cozy Fire place in Family Room • Hard wood F loor s • 3 Guest Bedrooms + Spacious Primar y Bedroom Suite with Walk-In Closet • Mature Landscaping • Small Fruit Orchard • Birch Trees • Rose Garden • Mountain Views • Cobblestone Paver Driveway • Detached 3-Car Garage Includes Bonus Room

Explore the Property at www.523Myrtle.com

20

INDEPENDENT REAL ESTATE

523 MYRTLE COURT | SOLVANG | $1,850,000 OPEN SATURDAY 12-2

CAMMY GODECK-PINOLI 805.452.9725 CammyPinoli@BhhsCal.Com DRE: 02074002 www.CammyGoDECk.BhhsCalifoRnia.Com

L AU R A D R A M M E R 805.448.7500 L a u r a @ L a u r a D r a m m e r. c o m DRE: 01209580 w w w. L a u r a D r a m m e r. c o m

© 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise systemof BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company,a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.


NEW LISTING OPEN Sat. 2-4

OFFERED AT $1,695,000

SINGLE-LEVEL OCEAN VIEW MESA CONDO!

realestate.independent.com

1 4 2 7 K1 e4 2nwo o d R o a d 7 K e nwo o d R o a d d/2bath (easy modification to a 3 bedroom) single-level home with mountain and city views. Enjoy the

JUNE 16, 2022

YourYour Mesa Realtors Mesa Realtors

INDEPENDENT REAL ESTATE

1809 Cliff Drive #2

21

Very clean 2bed/2bath (easy modification to a 3 room bedroom) single-level home with windows/sliders. mountain and city The views. E with vaulted ceilings, an updated kitchen, living fireplace, and dual-pane Mesasingle-level lifestyle with vaulted ceilings, an updated kitchen, living room fireplace, andasdual-pane windows/slid This 2bed/2bath 1,481 sq. dishwasher. ft. south-facing ocean view condo offers anisactive and urban lifestyle easy eles a stainless steel Viking stove and The second bedroom over-sized, it waswith previously kitchen features a stainless steel Viking stove and dishwasher. The second bedroom is over-sized, it was pr accessbackyard to the top floor. This isa an extremely rare the heart of theThis Mesabackyard neighborhood. Everything istransright spacious features large deck andoffering naturalinlandscaping. is ready to beas 9The Sanvator Ysidro 1553 Shoreline Drive 1547 Shoreline Drive two There bedrooms. The backyard features a large deck and natural landscaping. This backyard is ready to b Sanspacious Ysidro 1553 Shoreline Drive 1547 Shoreline Drive daradise. at $3,250,000 $3,495,000 at $7,995,000 is 329 plenty of forOffered fruit trees, jungle-gym, trampoline, Towering over at your fingertips! Walk outroom the door tolawn, Lazy Acres Market, Lighthouse Coffee, CornerOffered Tapand Bar,atmore. and more. 0.8 mi from the Offered at $3,250,000 Offered atmore. $3,495,000 Offered at $7,995,000 formed into atree paradise. There is plenty of shade room for lawn, fruit trees, jungle-gym, trampoline, Toweri on this fabulous 1/2floors acre ocean frontand lot!on This is a once Rare ocean front estate on Mesa! This aprivacy gorgeous oak providing wonderful over the deck. This home is located aand very quiet, nearest beach access. This turnkey luxury residence hasthe gorgeous travertine tile throughout open beam cathecomplete on thisoak fabulous 1/2 home acre ocean front lot!on This is a Rare ocean front estate on the Mesa! This theEnjoy backyard isthe aprivacy gorgeous tree4bed/4.5bath providing wonderful shade over deck. This is located a ver itoaway estate. Resting inbreeze a the life time opportunity to purchase spectacular ed cul-de-sac at theroom. end of Kenwood 2-car garage with access. dral~1ceilings inatthe living Open doors Attached toultra-luxury enjoy a cool ocean and a interior wonderful indoor/outdoor flow acre Montecito estate. Resting at the the doubleRoad. in a life time opportunity to pu spectacular 4bed/4.5bath ultra-luxury

tucked away cul-de-sac at the end ofsq. Kenwood Road. Attached interior access. property is a charming a vacant 2-car piece garage of oceanwith front property property boasts ~5,100+ ft. of living center of this property is a charming a vacant piece of ocean front pr property boasts ~5,100+ sq. ft. of living from thestyle livinghome space to the patio. The baths and kitchen have been tastefullylocated updated.inHigh ceilings in Barbara’s the primary bedCraftsman one of Santa most space resting on over 1/2 acre of prime 2,300+ sq. ft. Craftsman style home located in one of Santa Barbara’s space resting on over 1/2 acre of prime OFFERED AT $998,500 room and aToday, walk-initcloset. In-unit laundry. Detached 2-car garage. OFFERED AT $998,500 circa 1912. desirable neighborhoods. Build your Build California coastline. Enjoy unparalleled originally built circa 1912. Today, it desirable neighborhoods. California coastline. Enjoy unparalleled rn amenities, still amenities, dream exact specifications oceanand views of this features and modern still from every dream home to the exact specific ocean corner views from every corner of home this to the charm. Located MUS.charm. Located that you desire. Panoramic ocean views! ocean v contemporary Must see in person! retains itsinrustic in MUS. home.contemporary that you desire. Panoramic home. Must see in person!

The Richardson Team The Richardson Team

Mike Richardson, Realtors 1806 Cliff Drive Santa Barbara, CA 93109 Office: (805) 963-1704 Mobile: (805) 680-3131 Fax: (805) 965-1139

Mike and Kyle Richardson Mike and Kyle Richardson

Team@mrrealtors.com Team@mrrealtors.com

805.963.1704 805.963.1704 www.mrrealtors.com www.mrrealtors.com BRE Lic. #00635254 + #01902531

BRE Lic. #00635254 + #01902531


22

INDEPENDENT REAL ESTATE

JUNE 16, 2022

realestate.independent.com

JUST LISTED

531 Chapala Unit D | Santa Barbara 2 Bed 2.5 Bath 2204 Square Feet $2,850,000

Pippa Carson

805.883.8024 pippa.carson@compass.com DRE 02098272

Elegant, sophisticated, Moroccan modern. A Jeff Shelton original: whimsical tiles, creative iron work & an impeccable blend of architecture, art & luxury. Over 2200ft of single level living with a sizable outdoor entertainment patio, heated & covered for yearlong use. Be transported by private in-home elevator to your 2-car garage. Relaxing in 2 lavish bedrooms, 2.5 bathrooms, & an open living-dining-kitchen area. Custom office, storage, laundry & a built-in safe add to the convenience of life. With radiant tile heating & incredible mountain views, your home promises to impress all. Ideally located downtown near state street’s open-air promenade, & just 5 blocks to the water, one skilled procurer will get to call this masterpiece home.

Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License number 01991628. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale or withdrawal without notice. No statement is made as to the accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.


realestate.independent.com

Explore the Property at www.1535CougarRidge.com

JUNE 16, 2022

• 4,054± Sq. Ft. Victorian-Style Far mhouse Located in the Gated Jonata Springs Ranch • 5 Bedrooms + Of fice + Game Room, 3.5 Bathrooms • A pproximately 4,053± Sq. Ft. • 20.11± Acres • Cozy Fire places in Living Room, Primar y Bedroom & Guest Bedroom • Spacious Attic with 6 Ft. Ceilings • Expansive Patio with Raised Garden Beds • Panoramic Views • Covered Veranda • Access to 14± miles Miles of Riding Trails

INDEPENDENT REAL ESTATE

1535 COUGAR RIDGE ROAD | SANTA YNEZ | $2,375,000

23

LAURA DRAMMER

Top Half of 1% of Berkshire Hathaway Real Estate Agents Worldwide REPRESENTING SANTA BARBARA & THE SANTA YNEZ VALLEY FOR OVER 27 YEARS

805.448.7500 L a u r a @ L a u r a D r a m m e r. c o m DRE: 01209580 w w w. L a u r a D r a m m e r. c o m © 2022 Berkshire Hathaway HomeServices California Properties (BHHSCP) is a member of the franchise systemof BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company,a Berkshire Hathaway affiliate. BHH Affiliates LLC and BHHSCP do not guarantee accuracy of all data including measurements, conditions, and features of property. Information is obtained from various sources and will not be verified by broker or MLS. Buyer is advised to independently verify the accuracy of that information.


24

INDEPENDENT REAL ESTATE

JUNE 16, 2022

realestate.independent.com

What Are the Neighbors Like? Q: Marsha, I want to purchase a home in a quiet area. grown lawn along with old rusting I’ve had some neighbor issues at previous residences. cars in the driveway. Residents were How do I avoid this problem? Are sellers concerned these conditions devalued their proprequired to disclose problem neighbors or Real Estate Q&A erty. There were meetings worrisome situations? and discussions. Finally A: You are asking me how to avoid they spoke with the owner. encounters with your fellow nearby resiThey learned she was ill dents? You can’t. Neighbors are part of and financially unable to living around other people. If you have maintain the house. She a neighbor dilemma, the best solution is gratefully accepted their communication. offer to clean up her yard. There are, however, When you have a difference with nextdoor neighbors who are tenants, appeal neighbors who really are by Marsha Gray to the owner of the house. If the owner crazy and impossible. chooses, he can attempt to rein in their bad neighbor Some friends of mine who live in an expensive Santa Barbehavior. bara neighborhood were in a contentious dispute with For the most part, disagreeable nearby residents their next-door neighbor. No matter how much they aren’t “the neighbors from hell” we think they are. They attempted to resolve their issues, the neighbor refused are usually “neighbors from heck.” Common points of to communicate and filed a lawsuit against them. The contention are trees, view blocking, leaves dropping or neighbor’s boyfriend spent his days aggressively tauntroots, barking dogs, cats who do their business in your ing my friends. For several years, they lived under conyard, drug dealers, noisy or fighting people, adjacent stant stress and threat. When the horrid neighbor lost folks who encroach on your land, front-yard hoarders, her frivolous lawsuit, the situation quickly unraveled. red-light activity, etc. The list is as varied as all the disOne night while they were out, the boyfriend went on a murderous rampage with a machete. He entered agreements people routinely encounter. Communication is vital. For example, a friend who their home, destroying artwork, furniture, and all he lives in a lovely Santa Barbara neighborhood had an could. There is nothing you can do to stop crazy. Luckily, issue. One of the street’s residents was not keeping her this episode is noteworthy because it is so unusual. Bad house or lawn in repair. There were weeds and an over- neighbor relations rarely become this extreme.

Message From the President

Once you find a home and an area you like, research the neighborhood yourself. Walk the area and talk to neighbors. Tell them you are considering a purchase and ask, point-blank, what you need to know. Neighbors love to share, and you’ll know in a short time if this is the right location for you. Happy house hunting, and I want to hear how it goes.

Marsha Gray has worked in Santa Barbara real estate for more than 25 years. She works at Allyn & Associates, where she helps her clients buy and sell homes and with lending services. To read more of Marsha’s Q&A articles, visit MarshaGraySBhomes .com. Contact Marsha at (805) 252-7093 or MarshaGraySB@ gmail.com.

BY BOB WALSMITH JR. - 2022 PRESIDENT - SANTA BARBARA ASSOCIATION OF REALTORS®

BRIDGE LOANS: EVERYTHING YOU NEED TO KNOW

T

the value of the home you wish to buy. hinking about selling your How to get a bridge loan to buy a house home while planning your To qualify for a bridge loan your lender next move? Doing both will look at standard credentials like yourof these steps at once can be a debt-to-income ratio, how much home delicate balance and may cause equity you have, your credit card score and financial strain— especially if possibly your household income. It helps if you, like many homebuyers, you’ve been a good mortgage candidate with are planning on using the profit your first home. If you do not have a decent from selling your current home amount of equity in your current home, it to buy your new one. Thankmay be hard to qualify. If your lender deterfully, a bridge loan can help mines that you are an ideal candidate, you ease your home buying journey. may experience a faster approval process for What is a bridge loan? a bridge loan than you did for a traditional A bridge loan is a shortmortgage. term loan used to bridge the How to repay a bridge loan gap between buying a home Bob Walsmith Jr. The loan typically lasts about a year until and selling your previous one. you begin making repayments. It’s beneficial Sometimes you want to buy to structure it so you can use the money from the sale before you sell, meaning you don’t have the profit from of your home to repay your bridge loan. There’s usually the sale to apply to your new home’s down payment. a final due date for when the loan needs to be paid back This can be a challenge if you were depending on that in its entirety. It’s important to work out the terms of money to buy your new home. In the meantime, you can repayment with your lender and make sure you’re clear apply for a bridge loan to help finance a home purchase. on the steps going forward. How does a bridge loan work? Pros of bridge loans A bridge loan will help provide funds for your new • Beneficial in a seller’s market. If the market is hot home purchase if you do not have it readily available. and you’re competing with many other buyers, The most common way to use a bridge loan is for closyour application could be seen as more competiing costs. You can apply for a bridge loan with a lender. tive with a bridge loan. A bridge loan can take away Although terms may vary, it’s standard to borrow a any financial contingencies in your offer. This is maximum 80 percent of both your home’s value and

desirable to a seller because it’s a better guarantee on whether the deal will go through. • You can avoid private mortgage insurance (PMI) by putting down 20 percent or more of your down payment. If you do not put down 20 percent, PMI is required and raises your mortgage payments. • Quick financing. It can be faster to qualify for a bridge loan so you don’t have to worry about selling your current home before buying your next nest. Cons of bridge loans • Higher interest rates. Since bridge loans are shortterm solutions, the lender needs to charge higher rates. The higher rates make lending the money worthwhile for the lender. • Ultimately a bridge loan is more money out of your pocket as a homeowner. The bridge loan is a financial resource that may be worthwhile or necessary in the moment, but remember the interest and various fees you pay is money out of pocket that you won’t be getting back. • Two mortgage fees. Once the bridge loan closes, you’ll start paying it back in addition to your actual mortgage. • Can be hard to qualify for if your finances don’t meet lender requirements. Applying for a bridge loan may be beneficial depending on your financial situation and where you are in the buying and selling process. Make sure to weigh your options, consider alternatives and talk with your local trusted Realtor® for referral options.

Bob Walsmith Jr. is a native to Southern California and a Realtor® with Berkshire Hathaway HomeServices California Properties. During his work with the Santa Barbara Association of Realtors, Bob has served on the CORE Committee, Education Committee, been Chair of the Budget & Finance Committee, and the Multiple Listing Service Committee. He also is on the Board of Directors of the Alpha Resource Center of Santa Barbara. Bob lives in Goleta with his beautiful wife Julie. When not working, Bob enjoys playing golf, fine wine, fine dining, and walking our beautiful coastline. Bob can be reached at 805.720.5362 and/or bob@bobwalsmithjr.com


INDEPENDENT REAL ESTATE

JUNE 16, 2022

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25


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— KELLY & ELIZABETH HAHN, HOMEOWNERS

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Visit us at AmericanRiviera.Bank • 805.965.5942


INDEPENDENT REAL ESTATE JUNE 16, 2022

JUST LISTED

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Carrillo Street Hideaway!

27

955 W Carrillo | Santa Barbara 2 Bed 1 Bath 972 Square Feet $1,495,000

the

MOREHART group

Paige Marshall, Mitchell Morehart, Beverly Palmer, and Susan Pate

TheMorehartGroup.com TheMorehartGroup@compass.com

DRE 02025980 | 00828316 01319565 | 01130349

805.895.9385

MorehatCharming cottage perfectly located in the Alta Mesa neighborhood between Downtown Santa Barbara and the Mesa. This two-bedroom and onebath house also includes a bonus room/office with french doors opening to a lovingly landscaped hillside and welcoming entertainment deck. Dual-pane windows throughout keep this well-maintained home comfortable and quiet. Set back from West Carrillo Street on a spacious parcel with remarkable privacy and mountain views. This cozy cottage offers stunning outdoor space and a terrific location to enjoy Santa Barbara living. Welcome home!

Compass is a real estate broker licensed by the State of California and abides by Equal Housing Opportunity laws. License number 01991628. All material presented herein is intended for informational purposes only. Information is compiled from sources deemed reliable but is subject to errors, omissions, changes in price, condition, sale or withdrawal without notice. No statement is made as to the accuracy of any description. All measurements and square footages are approximate. This is not intended to solicit property already listed. Nothing herein shall be construed as legal, accounting or other professional advice outside the realm of real estate brokerage.


SANTA BARBARA COUNTY SALES AREA

SELLER

BUYER

PRICE

DATE

ADDRESS

BUELLTON/SOLVANG

HART LINDA EA

CASEBERG DAVID EA

$1,350,000

5/17/22

1466 AALBORG WAY

BROWN LYNNETTE

SPAGNOLI CHRISTINE EA

$1,300,000

5/17/22

3121 BOWL PL

ALVAREZ AMANDA EA

BENKO TYLER EU

$525,000

5/19/22

5946 HICKORY ST 2

HURD RONALD EA

STEVENS THOMAS EA

$2,250,000

5/18/22

5522 CALLE OCHO

HOSKINS JAMES

ELMAN ALEXANDREA

$617,500

5/18/22

1220 FRANCISCAN CT 11

GADDIS JOHN EA

RAE DARCIE EA

$1,339,000

5/20/22

4760 CAMINO DEL REY

KWAKO JAMES EA

FLEMING WENDY EA

$2,250,000

5/19/22

5906 VIA LEMORA

BORIS TIMOTHY

NAPEL KARIN EA

$2,080,000

5/18/22

5837 VIA FIORI

ARIETTA ALEXANDER EU

IBARRA BENJAMIN EA

$547,500

5/20/22

41 DEARBORN PL 77

MENDOZA JUSTIN

SHANG CHEN EU

$630,000

5/19/22

39 DEARBORN PL 95

DAY ASHLEIGH EU

LOWELL CONSTRUCTION COMPANY

$1,600,000

5/20/22

159 ALPINE DR

FINEALL LARRY EA

DOWNIE NINA EA

$925,000

5/20/22

469 BARLING TERR

MALEAR JOCELYN EA

SU ZU-IN EU

$1,600,000

5/18/22

285 REDWOOD WAY

INNOVATION DESIGN & DEVELOPEMT

RAMIREZ RAFAEL EU

$479,000

5/17/22

200 N F ST

ACEEMENTVES FERNANDO EU

COLIMA KARLA EA

$365,000

5/17/22

520 E CHESTNUT AVE

LEBLANC BRANDON

BARRERA JULIO EA

$380,000

5/16/22

117 E OCEAN AVE

LACEY MARTHA

WELLS CLAUDIA

$625,000

5/16/22

408 S B ST

CABLE JUDITH D

LEMUS ERNESTRO EA

$489,000

5/20/22

1000 N THIRD ST

GUTIERREZ JEREMIAH

VILLEGAS NICOLAS EU

$520,000

5/17/22

1509 W LEMON AVE

LANGSTON JOSHUA EU

MORA WILLIAM

$540,000

5/16/22

1532 W OAK AVE

LINTON AARON EU

CRUZ HILARIO EU

$615,000

5/20/22

921 BELLFLOWER LN

GALVAN AARON EU

LUKETIC TIMOTHY

$510,000

5/17/22

1320 PLUM AVE

THOMAS MARY EA

COOPER TRUST EA

$8,088,000

5/20/22

118 POMAR LN

FARRELL BOWEN EA

FORGE 2022 LLC

$15,050,000

5/20/22

2143 BIRNAM WOOD DR

PARTICULAR FIVE PROPERTIES

35 LAS ALTURAS LLC

$2,680,000

5/17/22

1274 ELEVEN OAKS LN

BIEDERMAN DANIEL EA

CARKONEN NICHOLAS EU

$3,950,000

5/18/22

407 LAS ROBLES LN

BRANDT JOAN EA

AMMEN JONATHAN

$2,350,000

5/16/22

1000 PALOMINO RD

WATERLOO DIANE EA

AZBELL SHELLEY EA

$2,413,000

5/16/22

2301 STATE ST

FUENTES EDUARDO

NEVAREZ MARIA EA

$375,000

5/17/22

1017 E ORTEGA ST

NEVAREZ MARIA EA

FUENTES EDUARDO EU

$562,500

5/17/22

1015 E ORTEGA ST

ULANCH RYAN EU

JOHANSEN THOMAS

$911,000

5/20/22

860 HIGHLAND DR 4

LAPIN CLAUDIA EA

HAHN JODY EU

$1,600,000

5/17/22

314 W DE LA GUERRA ST C

LA POINTE ROBERT EU

KARNOFSKI KENT

$1,140,000

5/19/22

335 W MICHELTORENA ST

KISTLER ELIZABETH EA

FREEMAN LESLIE

$2,185,000

5/18/22

922 FELLOWSHIP RD

STREIFF JANE EA

ESFANDI SEPEHR EA

$2,100,000

5/20/22

2048 ELISE WAY

SCOTT KARYN EA

THOMAS CRAIG EA

$1,425,000

5/17/22

222 REEF CT

O'CONNOR KEVIN EA

OF THE VINE LLC

$1,785,000

5/20/22

2940 DE LA VINA ST

RYERSON NAOMI EA

STANBURY IRENE EA

$3,200,000

5/16/22

1260 NORTHRIDGE RD

ZACHRISSON DEANNA EA

DEMARTINI KEITH EA

$2,430,000

5/17/22

3971 FOOTHILL RD

FARTHING VIRGINIA EA

COHEN-BROWN JESICA

$1,800,000

5/18/22

4531 CARRIAGE HILL DR

CARPINTERIA

LOMPOC

28

INDEPENDENT REAL ESTATE

JUNE 16, 2022

realestate.independent.com

GOLETA

MONTECITO

SANTA BARBARA

This data is provided to The Santa Barbara Independent by an outside third-party source and represents a partial list of recorded residential sales in Santa Barbara County on the dates listed. While this information is public record The Santa Barbara Independent cannot guarantee the accuracy nor the completeness of this list.


CALL US TO LEARN MORE ABOUT ANY OF OUR HOME FINANCING SOLUTIONS • Conventional • FHA and VA

THE

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SCONSTRUCTION AN T A B A RFINANCING BARA BRANCH

Our team’s experience and knowledge enables us to make BETSY RIEDY JOHN MURPHY DICK FAWCETT WILLIAM BLACKM the mortgage process fast, easy and understandable. WeMANAGER, cater to MORTGAGE your specific banking needsLOAN and customize to fit LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR MORTGAGE MORTGAGE ORIGINATOR solutions AREA • Rate locked up front NMLS your financial needs.US LetTO us tell you#312208 more about ABOUT how we can serve as OUR HOME FINANCING LOAN ORIGINATOR NMLS #305830 NMLSOF #362627 CALL LEARN MORE ANY SOLUTIONS. NMLS #297579 • True one time close; no paperwork signed upon William.Blackman@homebridge.co John.Murphy@homebridge.com Dick.Fawcett@homebridge.com Betsy.Riedy@homebridge.com NMLS #256661 your financial concierge. construction completion 805-898-4233 805-680-2267 805-898-4208 805-448-8562 Timothy.Taylor@homebridge.com 805-898-4222 PRIVATE BANKING ONE-TIME-CLOSE CONSTRUCTION LOANS • All underwriting/approvals done in local office

TIM TAYLOR

• All construction monitoring is done in house Up to 75% of loan-to-cost (loans $0-$1.5 million) Up to 70% of loan-to-cost (loans $1.5-$2 million) • No prepayment penalties to 65% of loan-to-cost (loans $2-$3 million) Quick turnaround on prequalification/approval TIM Up TAYLOR BETSY RIEDY JOHN MURPHY DICK•FAWCETT WILLIAM BLACKMAN MORTGAGE LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR AREA MANAGER, MORTGAGE Up to 60% of loan-to-cost (loans $3-5 million) NMLS #312208 LOAN ORIGINATOR NMLS #305830 NMLS #297579 NMLS #362627 William.Blackman@homebridge.com John.Murphy@homebridge.com Dick.Fawcett@homebridge.com Betsy.Riedy@homebridge.com NMLS #256661 805-898-4233 805-680-2267 805-898-4208 805-448-8562 *LTV reduced 5% for spec homes Timothy.Taylor@homebridge.com FOR MORE INFORMATION, PLEASE CONTACT: 805-898-4222 Term: 30 year (maturity) ERIK TAIJI JOHN GILLES NOAH VILLASENOR RYAN TODEY BROOKE UYESAKA Amtz: LOAN ORIGINATOR Interest only for 24 months construction thenMANAGER, MORTGAGE LOAN MORTGAGE LOAN ORIGINATOR SALES MANAGER,during MORTGAGE LOAN SALES MORTGAGE LOAN ORIGINATOR MORTGAGE NMLS #1061307 NMLS #322481 ORIGINATOR - NMLS #1256580and interest NMLS #967453 ORIGINATOR - NMLS #1262597 28 year repayment schedule (principal Noah.Villasenor@homebridge.com John.Gilles@homebridge.com Erik.Taiji@homebridge.com Ryan.Todey@homebridge.com Brooke.Uyesaka@homebridge.co due monthly) 805-216-9580 805-895-1827 805-895-8233 805-377-0890 805-729-3485 Rates: Subject to change weekly – can offer 5/1, 7/1 or 10/1 ERIKARM’s TAIJI JOHN GILLES NOAH VILLASENOR RYAN TODEY BROOKE UYESAKA THE HomeStyle® is a registered trademark of Fannie Mae. Amount:

INDEPENDENT REAL ESTATE

SALES MANAGER, MORTGAGE LOAN SALES MANAGER, MORTGAGE LOAN MORTGAGE LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR MORTGAGE LOAN ORIGINATOR NMLS #1061307 NMLS #322481 ORIGINATOR - NMLS #1256580 NMLS #967453 ORIGINATOR - NMLS #1262597 Noah.Villasenor@homebridge.com John.Gilles@homebridge.com Erik.Taiji@homebridge.com Ryan.Todey@homebridge.com Brooke.Uyesaka@homebridge.com TEAM Homebridge Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342. Licensed by the Dept. of Business Oversight un 805-377-0890 805-729-3485 the CA Residential805-895-8233 Mortgage Lending Act. Branch805-216-9580 Address: 3780 State Street, Suite C, Santa Barbara, CA 93105; 805-895-1827 Branch NMLS# 1563673. This is not an offer for extension of credit or a commitment to lend. 08/2018R

TAYLOR

3.15.18 (1018-2693); LR 2018-704

Presidents Circle 2020

Top 4% of all Berkshire Hathaway HomeServices Agents Nationwide Professionally Representing Sellers and Buyers in Santa Barbara, Montecito, Ventura, and Santa Ynez Valley for over 15 years.

© 2021 Berkshire Hathaway HomeServices California Properties is a member of the franchise system of BHH Affiliates LLC. BHHS and the BHHS symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate.

The Home Page

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PEHRBLACK.COM (805) 699-8844 SOLD@ PEHRBLACK.COM

THE HARDEST WORKING MAN IN REAL ESTATE.

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805-252-0625 MadhuRealty.com MadhuK49@gmail.com Cal BRE# 01387945

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MADHU KHEMANI

JUNE 16, 2022

3.15.18Homebridge (1018-2693); 2018-704 FinancialLR Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342. Licensed by the Dept. of Financial Protection and Innovation under the CA Residential Mortgage Lending Act. Branch Address: 3700 State Street, 310, Santa Barbara, California 93105; Branch NMLS#1563673. This is not an offer for extension of credit or a commitment to lend. Loans are currently being closed and committed at the expressed rates, however these rates may change HomeStyle® is aSuite registered trademark of Fannie Mae. or may not be available at the time of your interest rate lock-in, commitment or closing. All loans must satisfy company underwriting guidelines. Interest rates and Annual Percentage Rates (APRs) are: based on recent market rates, for informational purposes only, subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value ratio, credit score and other factors. Terms and conditions apply. Additional loan programs may be available. This is not an offer to enter into a rate lock Financial Services, Inc.; Corporate NMLS ID #6521 (www.nmlsconsumeraccess.org); 194 Wood Avenue South, 9th Floor, Iselin, NJ 08830; (866) 933-6342. Licensed by the Dept. of Business Oversight under agreement under MNHomebridge law, or any other applicable law. Call for details. 12/2021 Rev. 3.24.22 (0322-10252) the CA Residential Mortgage Lending Act. Branch Address: 3780 State Street, Suite C, Santa Barbara, CA 93105; Branch NMLS# 1563673. This is not an offer for extension of credit or a commitment to lend. 08/2018Rev


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